Debt
These days, everyone knows someone who’s in debt or they’re in debt themselves. I’m no exception. I have a few debts that I’ve been struggling to pay off. The problem of course is that with finance charges and such, it just keeps growing. Not a pleasant situation for anyone to be in, that’s for sure. I’ve thought many times about enlisting the help of a debt advice to help me pay things off, but haven’t been able to yet. Honestly I haven’t made the decision as to whether I should do so or not. Things aren’t that bad yet, I don’t think. Setting up an IVA with the creditor isn’t a bad idea, and it’s also something I’ve considered several times. Lately, I’m thinking that my best bet would be to get a bad credit loan to pay off the debts I have and then just work hard to pay that off. That would basically consolidate the debts I have and bring it all down to 1 single debt to pay, hopefully with less interest than I would pay otherwise. As you can see, I’ve spent some time thinking about this.